Last Updated: 28/11/2024
AIFinex is committed to the prevention of illegal activities, including money laundering, terrorist financing, and other forms of financial crimes. This Anti-Money Laundering (AML) Policy details the measures, procedures, and responsibilities adopted by AIFinex to ensure compliance with applicable laws and regulations.
1.1. To ensure that AIFinex is not used, directly or indirectly, to facilitate money laundering or terrorist financing activities. 1.2. To implement robust measures to identify, verify, and monitor users, ensuring that all activities within the company are carried out lawfully and transparently. 1.3. To ensure compliance with applicable international and local regulations for the prevention of financial crimes.
2.1. Identification and verification of the identity of all users through “Know Your Customer” (KYC) procedures. 2.2. Continuous monitoring of transactions to identify suspicious or unusual activities. 2.3. Immediate reporting of suspicious activities to competent authorities. 2.4. Ongoing education and training for AIFinex employees on AML requirements. 2.5. Full cooperation with regulatory authorities for investigations related to financial crimes.
3.1. All AIFinex users are required to complete the KYC process with RoboForex Broker before accessing the company’s services. 3.2. Required Documents: Valid photo identification document; Proof of address; Any additional documentation required by local legislation.
3.3. Identity Verification: AIFinex uses electronic verification technology to confirm the authenticity of submitted documents. Verification of matches with international sanctions lists, such as those published by the UN, EU, and OFAC.
3.4. Record Keeping: All user identity and transaction records will be kept for a minimum period of 5 years after account closure, in compliance with legal requirements.
4.1. AIFinex continuously monitors transactions within its company to identify unusual or suspicious patterns, including: High-value deposits or withdrawals without apparent justification; Frequent and fragmented transfers to avoid reporting limits; Activities involving high-risk countries or sanctioned jurisdictions. 4.2. Transactions deemed suspicious will be immediately reported to the Financial Intelligence Unit (FIU) or competent regulatory body. 4.3. Transaction Limits: AIFinex implements transaction limits for deposits, withdrawals, and transfers between accounts, in accordance with local regulations and industry best practices.
5.1. All AIFinex employees receive regular training on: AML compliance requirements; Identification of suspicious activities; Procedures for reporting suspicious activities. 5.2. Training will be updated to reflect changes in applicable laws and regulations.
6.1. AML Compliance Officer: AIFinex designates a Compliance Officer responsible for implementing and overseeing the AML Policy. The Compliance Officer will also serve as the point of contact for regulatory authorities.
6.2. Internal Audits: Regular audits will be conducted to assess the effectiveness of AML procedures.
6.3. User Responsibility: AIFinex users have the responsibility to provide accurate information and not to use the company for illegal or unauthorized purposes.
7.1. AIFinex fully cooperates with regulatory and financial intelligence authorities for investigations related to money laundering or terrorist financing. 7.2. The disclosure of information will be carried out in compliance with applicable privacy and data protection laws.
8.1. Any violation of this policy, whether by employees or users, will result in: Immediate termination of the user’s account; Notification to competent authorities; Legal measures, as permitted by applicable legislation.
9.1. This policy will be regularly reviewed and updated as necessary to ensure compliance with changes in legislation and industry best practices.
Contact: Email: compliance@aifinex.io | Website: www.aifinex.io
AIFinex reaffirms its commitment to transparency, security, and compliance in all its operations.
